Yes Bank’s stock faced a notable decline of over 4% during trading on April 4, 2025, despite the bank announcing a solid business update for the recently concluded financial year 2024-25 (FY25). The figures revealed an upward trend in key performance metrics, yet the stock price faltered, reflecting mixed investor sentiment.

Yes Bank’s Q4 Business Performance

In a recent exchange filing, Yes Bank reported an 8.2% year-on-year increase in its loans and advances, which rose to ₹236,539 crore from ₹227,799 crore. On a quarter-over-quarter basis, this represented a modest growth of 0.7%.

• Deposits surged by 6.8%, reaching ₹284,488 crore, up from ₹266,372 crore.
• The CASA deposits increased significantly, showing an 18.4% YoY rise to ₹97,443 crore.
• The CASA ratio improved from 30.9% to 34.3% on a yearly basis.

Additionally, the Credit to Deposit Ratio climbed to 86.7% from 85.5% in the same quarter last year, while the Liquidity Coverage Ratio saw a substantial increase to 125%, up from 116.1% year-on-year.

Anshul Jain, the Head of Research at Lakshmishree Investment and Securities, commented, “While we did see a slight miss on Net Interest Income (NII), the impressive profit growth, enhanced deposit mix, and stable asset quality suggest increasing stability and better investor confidence.”

Yes Bank Stock Trends

The share price of Yes Bank dropped to a day’s low of ₹17.21, a decrease from the previous closing price of ₹17.95. Currently, the stock is hovering near its 52-week low of ₹16.02 and has experienced a 40% drop from its 52-week high of ₹28.50 recorded in April 2024. Over the past year, the stock has declined by 31%, with a 28% drop over the last five years.

Is Yes Bank Stock a Buy?

According to Sumeet Bagadia, Executive Director at Choice Broking, Yes Bank shares are encountering resistance around ₹18, while establishing a solid support level at ₹15. He noted, “A bullish trend could emerge if the stock breaks above ₹18, potentially reaching ₹20 and even ₹21. Shareholders are advised to hold their positions with a stop loss set at ₹16.

For new investors, acquiring Yes Bank shares at the current market price could be beneficial for targeting ₹20 and ₹21. However, a strict stop loss at ₹16 is recommended when entering new positions.

In summary, while Yes Bank’s recent business performance showcases growth, the stock’s current trajectory raises questions for investors. Keeping a close eye on market trends and stock movements is essential for making informed investment decisions.