In recent financial updates, several prominent companies have revealed their fourth-quarter results, showcasing a mix of growth and challenges. Notably, Aptus Value Housing Finance has announced a significant rise in profits and plans to reward shareholders with a second interim dividend. In contrast, Bank of Baroda has provided insights into its asset quality and growth strategies, while JBM Auto has reported a notable increase in its earnings. Let’s dive into the details.

Aptus Value Housing Finance Sees Impressive Gains

Aptus Value Housing Finance has reported a remarkable 24.7% increase in total income, reaching Rs 369.8 crore, compared to Rs 296 crore from the previous year. Additionally, the company’s net profit surged by 38.8%, climbing to Rs 169.6 crore from Rs 122 crore. To further enhance shareholder value, the board has decided to issue a second interim dividend of Rs 2.5 per share.

Bank of Baroda’s Focus on Growth and Asset Quality

During its earnings call, Debadatta Chand, CEO of Bank of Baroda, reassured stakeholders regarding the bank’s asset quality, particularly noting no anticipated stress in the personal loan segment. He highlighted the bank’s strategy to expand its personal loan portfolio in tandem with overall retail lending growth. Key points from the call included:

• Plans to raise infrastructure bonds to optimize costs.
• An expectation of a 1-2% growth in the total loan book.
• Targeting a 10% growth in corporate loans.

Chand also discussed the bank’s Net Interest Margin (NIM), aiming to maintain it around 3%, although he anticipates some pressure in the early quarters of fiscal year 2026.

JBM Auto Reports Solid Performance

JBM Auto has also shared positive fourth-quarter results, with a 10.8% increase in revenue, totaling Rs 1,645.70 crore, up from Rs 1,485.95 crore year-over-year. The company’s EBITDA grew by 14%, reaching Rs 196.98 crore, while net profit rose by 19% to Rs 66.3 crore from Rs 55.8 crore.

Market Reactions and Other Notable Earnings

The financial landscape is diverse, with various companies experiencing different outcomes:

• CG Power reported a 16% increase in profits.
• Alembic Pharmaceuticals‘ earnings aligned with market expectations.
• Conversely, Safari Industries and Kajaria Ceramics faced declines in profits, with drops of 13% and 59%, respectively.

As the quarter wraps up, more than 50 firms are expected to disclose their earnings, revealing the broader economic trends and sector-specific performance as they unfold.

This quarter’s results highlight the resilience and strategic adjustments companies are making to navigate the evolving market landscape. Stay tuned for further updates as more firms report their financial performances.