The anticipation surrounding Yes Bank’s Q4 results for the fiscal year 2024-25 is palpable, with the bank set to announce its performance on April 19, 2025. As the stock market observes a holiday for Good Friday, investors have a narrow window to acquire shares before the pivotal announcement. The trading day started with Yes Bank shares dipping slightly to ₹17.84 but quickly rallied, reaching an intraday high of ₹18.15, showcasing a gain of about one percent.
Positive Sentiment Surrounding Yes Bank
Market analysts are optimistic about Yes Bank’s recovery, driven by robust growth in both deposits and loans. This optimistic outlook is further fueled by an improved Current Account Savings Account (CASA) ratio and a solid liquidity coverage ratio. The stock is currently in a range between ₹16 and ₹18, and there’s a belief that crossing ₹18.20 could propel the price to ₹21.
- Current Share Price: ₹17.84 (as of today)
- Intraday High: ₹18.15
- CASA Ratio: 34.3%
- Liquidity Coverage Ratio: 125%
Insights into Yes Bank’s Financial Performance
Seema Srivastava, a Senior Research Analyst at SMC Global Securities, recently remarked on the bank’s latest business update, stating, “The operational performance of Yes Bank indicates a steady improvement, suggesting a potential recovery. However, exercising caution is advisable for investors.” Notably, the bank’s loan portfolio expanded by 12.1% year-on-year, reaching ₹2.46 lakh crore, while deposits climbed by 6.8% to ₹2.84 lakh crore.
- Loan Growth: 12.1% YoY
- Deposit Growth: 6.8% YoY
- Future Loan Growth Target: 13-14%
- Future Deposit Growth Target: 17-18%
Srivastava highlighted Yes Bank’s strategic focus on retail, small and medium enterprises (SMEs), and microfinance lending—areas that promise growth but also come with increased credit risk. While these advancements are encouraging, she advised a wait-and-see approach given concerns regarding past asset quality issues.
Market Sentiment and Trading Strategies
Anshul Jain, the Head of Research at Lakshmishree Investment and Securities, shared his perspective on the current trading environment for Yes Bank shares. He noted that the stock has experienced a 51% decline over the past 57 weeks and is currently stabilizing within a tight range of ₹16 to ₹18. This consolidation pattern indicates a potential accumulation phase.
- Current Stabilization Range: ₹16 to ₹18
- Target for Breakout: ₹21
- Advice for Traders: Range traders should consider the ₹16 to ₹18 band, while breakout traders should wait for a clear move above ₹18.2 before making any investment decisions.
The buzz surrounding Yes Bank’s upcoming results and its recent performance highlights a pivotal moment for investors. With a careful eye on market trends and potential growth, stakeholders are encouraged to remain attentive as developments unfold.
